NYSDA Publications

United States Court of Appeals for the Second Circuit Rejects Dental Practice Claim for COVID-19 Business Interruption Insurance Coverage

The United States Court of Appeals for the Second Circuit (Connecticut, New York, Vermont), in Farmington Village Dental Associates, LLC v. Cincinnati Insurance Company, has ruled that there is no insurance coverage under Connecticut law for novel coronavirus (COVID-19) business losses because there is no physical premises property damage resulting from COVID-19.  This is yet another in a series of nationwide federal court defeats for dental practices and others trying to claim insurance coverage for COVID-19 business interruption losses.  You can read the complete court opinion in Farmington Village Dental Associates, LLC v. Cincinnati Insurance Company here: https://www.ca2.uscourts.gov/decisions/isysquery/7355f303-748b-48aa-87db-c1626a8f1e94/1/doc/21-2080_so.pdf#xml=https://www.ca2.uscourts.gov/decisions/isysquery/7355f303-748b-48aa-87db-c1626a8f1e94/1/hilite/.
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